With the advent of COVID-19 pandemic, a lot of concerns may arise from settling medical bills with cash. Cash is a fomite, a means of rapid spread of any contagious disease.MEDFEST introduces a way out.Medical bills, pharmacy bills and laboratory bills can be automatically settled via MEDFEST unique billing platform without cash as long as a patient owns a bank account.Bill generated after hospital encounter is automatically deducted from the account the patient has registered with MEDFEST.In case the patient is without cash and has insufficient funds in his account, the EHR software will allow on credit services with rules guiding payback.